All 48 Credit Cards
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Top Rated Credit Cards 2026
Handpicked by financial experts for maximum rewards, cashback & perks
BOBCARD Eterna Credit Card
The BOBCARD Eterna Credit Card is a premium offering from Bank of Baroda designed for frequent travelers. It comes with unlimited domestic lounge access, low forex markup, and an excellent rewards program.
- Lifetime FREE Card
- 15 Reward Points per ₹100 on travel spends
- Unlimited Complimentary Airport Lounge Access
IDFC First Credit Card
The IDFC First Credit Card is one of India's best lifetime free credit cards with up to 10X reward points, 4 complimentary lounge visits per quarter, and zero annual fees.
- Lifetime Free Card with Zero Joining & Annual Fee
- Up to 10X Reward Points on accelerated categories
- 4 complimentary airport lounge visits per quarter
Axis Neo Rupay Credit Card
The Axis Neo RuPay Credit Card is an entry-level card designed for daily lifestyle expenses. It offers 5X rewards on popular platforms like Swiggy, Zomato, Myntra and Flipkart, plus domestic lounge access.
- 5X EDGE Points on Swiggy, Zomato, Myntra & Flipkart
- 2 complimentary domestic lounge visits per quarter
- 1 free movie ticket per month on BookMyShow
Scapia Credit Card
The Scapia Credit Card is India's most popular travel credit card with zero annual fee, unlimited airport lounge access, zero forex markup, and 10% rewards on travel bookings via the Scapia app.
- Lifetime Free Card
- Unlimited domestic & international airport lounge access
- 10% Scapia Coins on travel bookings
Zagg Rupay Credit Card
The Zagg RuPay Credit Card is designed for digital-first users who prefer UPI payments. It offers instant and secure digital payments with 2% cashback on UPI transactions.
- Lifetime Free Card
- 2% cashback on all UPI spends
- 1% cashback on all other spends
HDFC Pixel Play Credit Card
HDFC Pixel Play Credit Card offers up to 5% cashback on different brands, flexible billing, and seamless control via PayZapp. A great option for online shoppers.
- Up to 5% cashback on selected brands
- Flexible billing cycles
- 2 free movie tickets per month
HDFC Pixel Go Credit Card
HDFC Pixel Go Credit Card offers up to 5% cashback on different brands with flexible billing and seamless control via PayZapp. A free entry-level cashback card.
- Lifetime Free Card
- Up to 5% cashback on selected brands
- Flexible billing cycles
Kotak League Platinum Credit Card
Kotak League Platinum Credit Card offers premium lifestyle benefits with 8X rewards on weekend dining and movies, lounge access, and everyday rewards.
- 8X reward points on weekend dining & movies
- 4 complimentary domestic lounge visits per quarter
- Welcome gift of 4,000 reward points
SBM ZET Credit Card
SBM ZET Credit Card is a lifetime-free FD-backed RuPay card offering 5% cashback on Amazon & Flipkart and 2% cashback on UPI payments.
- Lifetime Free FD-backed RuPay Card
- 5% Cashback on Amazon, Flipkart and more
- 2% Cashback on UPI transactions
SBM Novio Credit Card
SBM Novio Credit Card is India's most rewarding UPI card with 2.5% cashback on all UPI transactions and zero annual fee.
- Lifetime Free Card
- 2.5% cashback on all UPI spends
- 1% cashback on all other spends
Axis Flipkart Credit Card
Axis Flipkart Credit Card is a cashback-focused shopping card with 5% cashback on Flipkart, 4% on Myntra, MakeMyTrip and PVR, and 1.5% on all other spends.
- 5% cashback on Flipkart
- 4% cashback on Myntra, MakeMyTrip & PVR
- 1.5% unlimited cashback on all other spends
IndusInd Tiger Credit Card
IndusInd Tiger Credit Card is a lifetime free card with no joining or annual fees, ideal for beginners looking to build credit history.
- Lifetime Free – No Joining or Annual Fees
- 1.5 reward points per ₹100 spent
- Fuel surcharge waiver
Axis Privilege Amex Credit Card
Axis Privilege Amex Credit Card is a premium credit card packed with exclusive shopping and travel benefits, EDGE reward points, airport lounge access, and high air accident cover.
- 12,500 welcome EDGE points
- 8 complimentary domestic lounge visits per year
- Buy 1 Get 1 on BookMyShow
HDFC RuPay Credit Card
HDFC RuPay Credit Card opens a new world of Credit + Convenience with UPI payments, 3% cashback on UPI spends, and complimentary domestic lounge access.
- 3% cashback on UPI & online spends
- Link to UPI apps for credit card payments
- 4 domestic lounge visits per year
Axis MyZone Rupay Credit Card
Axis MyZone RuPay Credit Card is an entry-level lifestyle card offering benefits across shopping, dining and entertainment with 4X rewards and 2 free movie tickets monthly.
- 4X EDGE Points on online shopping, dining & movies
- 2 free movie tickets per month via BookMyShow
- 4 complimentary domestic lounge visits per year
Axis Privilege Credit Card
Axis Privilege Credit Card is a premium Visa card that gives exclusive shopping and travel benefits, 10 EDGE points per ₹200, domestic and international lounge access, and a high welcome bonus.
- 10,000 welcome EDGE points
- 8 domestic + 2 international lounge visits per year
- 10 EDGE points per ₹200 on all spends
IDFC First Power Plus Credit Card
IDFC First Power Plus Credit Card offers accelerated rewards on shopping, dining, and travel with up to 10X reward points, lounge access, and HPCL fuel savings.
- 10X reward points on dining, shopping & travel
- Up to 5% savings on HPCL fuel
- 2 complimentary domestic lounge visits per quarter
Axis Cashback Credit Card
Axis Cashback Credit Card is the smartest pick for heavy online shoppers with 5% cashback on all online transactions and 1% on offline spends.
- 5% cashback on all online spends
- 1% cashback on all offline spends
- 4 complimentary domestic lounge visits per year
IDFC First Mayura Credit Card
IDFC First Mayura Credit Card elevates your travel experience with 10X rewards on travel and international spends, generous lounge access, and zero forex markup.
- 10X rewards on travel & international spends
- 4 domestic + 2 international lounge visits per quarter
- Zero forex markup on international transactions
SBI Simply Click Credit Card
SBI Simply Click Credit Card is designed for internet purchases with 10X reward points on Amazon, BookMyShow, Cleartrip, Lenskart and more.
- 10X reward points on Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, Yatra
- ₹500 Amazon.in gift card as welcome benefit
- 5X rewards on all other online spends
SBI Elite Credit Card
SBI Elite Credit Card is a premium lifestyle card offering unlimited domestic lounge access, 6 international lounge visits via Priority Pass, free movie tickets, and luxury hotel privileges.
- Welcome e-gift voucher worth ₹5,000
- Unlimited complimentary domestic lounge access
- 6 international lounge visits per year via Priority Pass
SBI Cashback Credit Card
SBI Cashback Credit Card offers 5% cashback on all online spends and 1% on offline spends with no category restrictions. Welcome to the world of amazing cashback!
- 5% cashback on ALL online spends
- 1% cashback on all offline spends
- No category restrictions
Axis Rewards Visa Credit Card
Axis Rewards Visa Credit Card is a versatile rewards card that earns accelerated points on apparel and departmental store spends.
- 5X EDGE Points on apparel & departmental stores
- 2X rewards on dining
- 4 complimentary domestic lounge visits per year
HDFC Bank Marriott Credit Card
HDFC Bank Marriott Credit Card is best for luxury hotel stays, offering 8 Marriott Bonvoy points per ₹150 spent at Marriott, complimentary night awards, and premium hotel privileges.
- Welcome complimentary night award at Marriott
- 8 Marriott Bonvoy Points per ₹150 at Marriott properties
- Silver Elite Marriott Bonvoy status
SBI Flipkart Credit Card
SBI Flipkart Credit Card offers 5% cashback on Flipkart, 4% on preferred partners like Cleartrip, PVR, Uber, and unlimited 1.5% on all other spends.
- 5% cashback on Flipkart
- 4% cashback on Cleartrip, PVR, Uber, Myntra
- 1.5% unlimited cashback on all other spends
SBI Simply Save Credit Card
SBI Simply Save Credit Card offers a simple rewards structure with 10X points on dining, movies, departmental stores and grocery – ideal for beginners.
- 10X rewards on dining, movies, departmental stores & grocery
- 2,000 welcome bonus reward points
- 1X reward points on all other spends
HDFC Swiggy Ornge Credit Card
HDFC Swiggy Ornge Credit Card unlocks 10% cashback on Swiggy food orders, 5% on Instamart & Dineout, with free Swiggy One membership.
- 10% cashback on Swiggy food orders
- 5% cashback on Swiggy Instamart & Dineout
- 3 months complimentary Swiggy One membership
IDFC First WOW Black Credit Card
IDFC First WOW Black Credit Card offers zero forex markup on international transactions, 6X rewards on international spends, and domestic + international lounge access – all with zero annual fee.
- Zero Forex Markup on international transactions
- 6X reward points on international spends
- 4 domestic + 2 international lounge visits per year
HDFC IRCTC Credit Card
HDFC IRCTC Credit Card helps you save while you travel by train with 5X rewards on IRCTC bookings, railway lounge access, and transaction charge waiver.
- 5 reward points per ₹100 on IRCTC bookings
- 1% transaction charge waiver on IRCTC
- 4 complimentary railway lounge visits per year
HDFC Millennia Credit Card
HDFC Millennia Credit Card is built for online shoppers, foodies and frequent flyers with 5% CashPoints on major e-commerce platforms, food delivery, and 8 lounge visits annually.
- 5% CashPoints on Amazon, Flipkart, Myntra, Swiggy, Zomato
- 8 complimentary domestic lounge visits per year
- 2.5% CashPoints on flight/hotel via HDFC SmartBuy
Kotak Cashback Plus Credit Card
Kotak Cashback Plus Credit Card helps you earn cashback effortlessly on everyday spending with 5% on online and 1.5% on offline transactions.
- 5% cashback on all online spends
- 1.5% cashback on all offline spends
- No category restrictions
Tata Neu HDFC Bank Credit Card
Tata Neu HDFC Bank Credit Card offers up to 10% savings as NeuCoins on Tata brands including BigBasket, 1mg, Croma, TataCliQ via the TataNeu app.
- Up to 10% NeuCoins on Tata brands (BigBasket, 1mg, Croma, TataCliQ)
- 2 complimentary domestic lounge visits per quarter
- NeuCoins on Air Asia bookings
IDFC First WOW Credit Card
IDFC First WOW Credit Card is a lifetime free card ideal for beginners with zero annual fee and reward points that never expire.
- Lifetime Free Card – Zero fees
- 3X reward points on all spends
- Reward points never expire
HDFC Shoppers Stop Credit Card
HDFC Shoppers Stop Credit Card earns 9X ClubOne points on Shoppers Stop purchases, with 15% off on first purchase and complimentary lounge access.
- 9X ClubOne points on Shoppers Stop
- 3X points on all other spends
- 15% off on first purchase at Shoppers Stop
SBI BPCL Credit Card
SBI BPCL Credit Card is the best card for fuel with 13X reward points on BPCL fuel and 1% surcharge waiver, saving significant money for daily commuters.
- 13X reward points at BPCL petrol pumps
- 1% fuel surcharge waiver at BPCL
- 5X rewards on dining, grocery & movies
SBI Miles Credit Card
SBI Miles Credit Card earns Travel Credits on all spends with 1,500 welcome Travel Credits, domestic and international lounge access, and mile transfers to 12+ airline partners.
- 1,500 Travel Credits as welcome gift
- 2 Travel Credits per ₹100 on all spends
- 8 domestic + 4 international lounge visits per year
AU Altura Plus Credit Card
AU Altura Plus Credit Card offers cashback benefits on everyday spending categories including online shopping, dining, and utility bills.
- 2% cashback on all online spends
- 1% cashback on all offline spends
- 4 complimentary domestic lounge visits per year
SBI IRCTC Rupay Credit Card
SBI IRCTC RuPay Credit Card is the best card for IRCTC bookings with 10% reward points on train ticket purchases and railway lounge access.
- 10% reward points on all IRCTC bookings
- 4 complimentary railway lounge visits per year
- 1% transaction charge waiver on IRCTC
Axis Airtel Rupay Credit Card
Axis Airtel RuPay Credit Card offers 25% cashback on Airtel recharges and 10% on Airtel utility bill payments via Airtel Thanks app.
- 25% cashback on Airtel mobile & broadband recharges
- 10% cashback on Airtel bill payments via Thanks app
- 3 months complimentary Airtel Thanks Premium
Axis LIC Signature Credit Card
Axis LIC Signature Credit Card makes paying LIC premiums more rewarding with 5X EDGE points, international lounge access, and complimentary accident insurance.
- 5X EDGE Points on LIC premium payments
- 5,000 welcome EDGE points
- 4 domestic + 2 international lounge visits per year
IndusInd Legend Credit Card
IndusInd Legend Credit Card offers the best of travel, dining and shopping with unlimited domestic lounge access, international lounge visits, golf privileges, and movie tickets.
- Unlimited complimentary domestic lounge access
- 4 international lounge visits per year
- 2 free movie tickets per month
IDFC First Power Credit Card
IDFC First Power Credit Card offers up to 5% savings on HPCL fuel, with complimentary lounge access and a low annual fee.
- Up to 5% savings on HPCL fuel
- 1% fuel surcharge waiver
- 2 complimentary domestic lounge visits per quarter
HDFC Bank Credit Card
HDFC Bank Credit Card offers seamless banking with unmatched benefits, earning CashPoints on all spends with the backing of India's largest private bank.
- Lifetime Free Card
- 2X CashPoints on HDFC Bank services
- 1% fuel surcharge waiver
Axis Magnus Credit Card
Axis Magnus Credit Card is India's most rewarding credit card for travel, food and online shopping. With 35 EDGE Miles per ₹200, unlimited lounge access, and Priority Pass for international lounges.
- 35 EDGE Miles per ₹200 on all spends
- Unlimited complimentary domestic lounge access
- Priority Pass membership for international lounges
AU LIT Credit Card
AU LIT Credit Card is India's first fully customizable credit card. Choose your own benefits from a menu of features based on your lifestyle and usage.
- Choose your own features from a menu
- Up to 10% cashback on your chosen category
- 2 complimentary domestic lounge visits per quarter
IndusInd Platinum Credit Card
IndusInd Platinum Credit Card offers a range of travel, lifestyle and golf benefits with unlimited domestic lounge access, international lounge visits, and dining privileges.
- Unlimited complimentary domestic lounge access
- 2 international lounge visits per year
- Golf privileges at select courses
Axis Indian Oil Rupay Credit Card
Axis Indian Oil RuPay Credit Card is designed to benefit you on every fuel transaction at IndianOil pumps with 20 EDGE Points per ₹100 spent.
- 20 EDGE Points per ₹100 on IndianOil fuel
- 1% fuel surcharge waiver at IndianOil pumps
- UPI payment support via RuPay
BOB Cashback Credit Card
The BOB Cashback Credit Card from Bank of Baroda is a simple, value-for-money cashback card offering 5% cashback on all online spends and 1% on offline spends. Ideal for everyday shoppers who want straightforward savings without managing reward points.
- 5% cashback on all online transactions
- 1% cashback on all offline transactions
- Annual fee waiver on ₹1,50,000 annual spend